Defined as the process of using someone’s personal information for another person’s gain, it can happen to anyone and come in varying forms. Your credit card numbers could be stolen and used to make online purchases, a thief could impersonate you to open a loan in your name, or use your personal information to apply for job. Identity theft can be a completely overwhelming ordeal. At Daviess County Teachers Federal Credit Union, we want to be here for you if you are the unfortunate victim of identity theft by offering you a complete suite of identity theft detection and recovery services.

• Fully Managed Identity Theft Recovery Services — professional and certified Fraud Specialists will work on your behalf to restore your identity, no matter how long it takes.
• Continuous Credit Monitoring— daily email alerts of suspicious activity (new credit inquiries, late payments, and more) plus all-is-well monthly emails to let you know the service is still watching out for you.
• Credit Report and Score – provided once a year in addition to the annual free reports provided by the credit bureaus.
• Internet and Social Networks Monitoring — indexed sites, black market websites, and chat rooms, plus Facebook and LinkedIn for your personal information that may be made public.
• Credential Vault — securely store up to 50 personal credentials (account numbers, credit/debit card numbers, etc.) for easy retrieval in case of an emergency.
• Expense Reimbursement Insurance** — up to $25,000 for expenses incurred for identity recovery with zero deductible and including up to $6,250 per week in lost wages.
• Lost Document Replacement — professional assistance with replacement of important documents that are lost, stolen, or destroyed in a natural disaster.
• ID Theft Education and Awareness — identity protection awareness test and newsletter.
• Toll-Free Identity Theft Victim Hotline — direct access to professionals if you suspect identity theft for any reason.

View details about these services and to enroll in the package that is best for you.

For More information regarding Identity Theft and Fraud, you can also visit www.onguardonline.gov

**Identity theft insurance underwritten by subsidiaries or affiliates of Chartis Inc. The description herein is a summary and intended for informational purposes only and does not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions.