DCTFCU News & Promotions

See what's going on at DCTFCU

April is Youth Month! Earn a $25.00 deposit!

April is National Credit Union Youth Month! Unleash the Power of Saving ALL Youth ages 0-17 can earn up to $25.00 deposited into their account. That’s $25.00 for free!  This […]

52nd Annual Meeting is April 25th!

Join us for our 52nd Annual Meeting! Tuesday, April 25th DCHS Cafeteria 6:00p.m. Mark your calendars for the 52nd Annual Meeting! We’d love for you to join us on Tuesday, […]

Building Project UPDATE!

Building Project UPDATE March 2023 Renovations are in full swing, as you may have seen, and the new design for your new building is shaping up! We anticipate that our […]

Our Services

An Overview


as high as: .30%* APY

Auto Loans

as low as: 4.50%* APR


as low as: 6.50%* APR

Credit Cards

as low as: 7.9%* APR

For further information on our Rates & Fees, please click below

Rates & Fees


Daviess County Teachers Federal Credit Union offers completely free checking with the benefits that you need. There is no longer a need to worry about keeping track of the number of checks you write or the fees that your account could be accruing. Savings, Service, and Convenience is our motto when it comes to our checking accounts.

Share Savings Account

We’re concerned with your complete financial well-being and that concern is certainly evident in our products designed to help you save. You can begin a Share Savings Account with a simple $5 deposit. Our savings accounts are flexible and accessible. This is a great account for making your savings work for you, whether your needs are short- or long-term.

Certificate Accounts (CDs)

If you’re saving for the long-term and want a better dividend rate than a simple savings account can offer, DCTFCU’s Share Certificate Accounts are just what you need. Share Certificate Accounts, called CDs by Banks, offer excellent benefits such as: Convenient Terms, Higher Rates, and Dividends paid quarterly.

For further information on our Products & Services, please click below

Products & Services

DCFTCU offers Visa® Credit Cards with wonderful benefits. Please see the many benefits listed below and consider getting a Credit Card with us Today!

You get:

  • FIXED rate: Classic- 9.9% APR; Platinum- 7.9% APR
  • No Annual Fee
  • Twenty-five day grace period for purchases
  • No balance transfer fees
  • Just a phone call to have your payment taken from your DCTFCU account
  • View your purchases and make payments anytime directly through Home Banking

For further information on our Products & Services, please click below

Products & Services

Are you looking for a way to purchase big ticket items or make big life decisions like purchasing a home? If so, Daviess County Federal Teachers Credit Union offers a variety of loans, mortgages, and refinance options.

Whether it’s a new vehicle, a motor home, home purchase/refinance, or a personal loan, we can provide you with the money you need with convenient rates and benefits. We offer many different options in this department so please click below for more information of what we offer or contact us today!


For further information on our Products & Services, please click below

Products & Services
electronic signature

Needing to make a quick change to your account? Interested in adding a debit or credit card? Here you will find a list of forms that are eligible for DocuSign allowing you to make changes or add to your account remotely.

For the complete list of forms eligible for Remote Signing, please click below

Account Forms

Along with the standard services that we offer, there are a long list of ways that we can help you and your family. We offer several different types of savings and banking accounts, IRA’s, investment and financial planning advice, safety deposit boxes, etc. The list of ways we can help you is almost endless.

For further information on our Products & Services, please click below

Products & Services
Friendly Staff

Our knowledgeable staff is here to help you with any of your financial needs. At DCTFCU, you aren’t just a customer, you are a family member.

Quality Products & Services

There is no need to go to the big banking companies for your needs. We offer many of the same products and services at competitive rates.

Mobile Banking

Sometimes “small and local” can mean being “behind-the-times”. We strive to stay up-to-date with modern technology and currently offer our members an excellent, secure Mobile Banking experience with Mobile Check Deposit!

Drive-Thru Teller

Open Monday-Friday from 8:30am-5pm, you can get all of your banking done on-the-go using our Drive-Thru Teller Service.

Secure Banking

Daviess County Teachers Federal Credit Union offers secure banking for all members. Through the NCUA, a U.S. government agency, your savings are federally insured to at least $250,000. You can rest assured that you are protected at DCTFCU.

ATM Access

Our members have instant access to their Checking & Savings via ATM access. Please visit our ATM Finder to locate your nearest ATM.


what people say

Welcome To

Daviess County Federal Teachers Credit Union

Daviess County Teachers Federal Credit Union is a not-for-profit financial cooperative that has served Owensboro, KY and the surrounding Daviess County area since 1971. Our strength is found in our care and concern for our members and their families and our mission is to provide a variety of services that benefit them and enhance their personal finances.

Thank you for visiting our website. We hope you will choose to become a part of the growing family that belongs to the DCTFCU. We are always willing to work a little harder to meet your needs.

An Important Message Regarding COVID-19Click Here