Effective January 1, 2023. | ||
---|---|---|
Cars, Trucks,Vans, Motorcycles & Motor Homes |
Term | Rates as low as* |
2023-2020 New & Used |
48 months 60 months 72 months 84 months ($25,000 min) |
4.50% 4.75% 5.00% 5.50% |
2019-2017 | 48 months 60 months 72 months |
5.25% 5.50% 6.25% |
2016-2014 | 48 months 60 months |
5.75% 6.00% |
2013 & Older | 48 months 60 months |
6.50% 6.75% |
Watercrafts/Campers | Term | Rates as low as* |
2023-2020 | 60 months 66 months |
5.50% 6.00% |
2019-2018 | 60 months 66 months |
6.50% 7.00% |
2017-2012 | 36 months 48 months |
6.50% 7.00% |
Secured | Term | Rates as low as* |
Share & Certificate Pledged Loans | Available upon request | 1.00% |
Miscellaneous | 36 mo ($0-$2,500) 60 mo ($2,501 +) |
8.40% |
Personal Loans | Term | Rates as low as* |
Visa Credit Card | – – |
7.90% 9.90% |
Personal Line of Credit (Overdraft Protection)
Personal Loans |
–
up to 36 mo |
9.90% Fixed Rate APR
11.00% APR |
Mortgage Loans | Term | Rates as low as* |
First Mortgage Refinance & Purchase
Fixed 2nd Lien Home Equity |
15 years 20 years 15 years |
6.50% 6.75% 7.00% |
*The APR (Annual Percentage Rate) may be as low as indicated. A member’s rate is determined by a credit report. Consult a DCTFCU loan officer for details.